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HealthCare Frequently Asked Questions

Maternity Policies

Are there programs for expectant mothers and babies?
If I'm pregnant when I sign up, will I be covered?
When does CIGNA HealthCare require new mothers to leave the hospital?

Are there programs for expectant mothers and babies?

The best birth outcomes don't start in the delivery room. They're the product of planning, education, a healthy pregnancy and good medical care. Through our award-winning program called CIGNA HealthCare Healthy Babies®, we encourage good birth outcomes for all mothers-to-be in a number of ways, including preventive care, educational materials, early risk assessment, and extensive at-risk case management. We are also the national corporate health care sponsor for the March of Dimes WalkAmerica program, the single largest fund-raising event in the U.S. We believe firmly in the work the March of Dimes does to prevent birth defects and we heartily endorse their research and education programs.

If I'm pregnant when I sign up, will I be covered?

Your entire prenatal program will be covered, according to the terms of the CIGNA HealthCare plan offered by your employer. Under most CIGNA HealthCare plans you do not have to pay a co-payment for your maternity office visits after the first visit that confirms you are pregnant. You should check the details of your employer's coverage to see if this applies to you.

If your present obstetrician is a CIGNA HealthCare participating provider, you don't have to do a thing except notify your doctor of your change in health plans. If your obstetrician is not a participating provider, your CIGNA HealthCare physician will help you select one who is. But if you're in your third trimester of pregnancy, you may continue to receive care from your present obstetrician and still receive the full, in-network level of benefits for services covered under your new CIGNA HealthCare plan.

When does CIGNA HealthCare require new mothers to leave the hospital?

The time a mother and baby spend in the hospital after delivery is a medical decision. Consistent with federal law, CIGNA HealthCare has adopted a national maternity policy, which includes coverage for 48 hours of hospitalization following a normal vaginal delivery and 96 hours following an uncomplicated cesarean section. Shorter or longer lengths-of-stay may be approved at the request of the attending physician.