Seeing Is Believing: Cost Effective Vision Coverage
Keeping your eyes healthy can be convenient and cost effective with CIGNA Network HMO Vision Plan. Offered with our HMO and POS medical plans, members will have access to quality eye care through the Vision Service Plan (VSP) network. Coverage for routine eye exams may also include coverage for glasses and/or contact lenses.
There are no claim forms for in-network care. Please check plan details or log in to myCIGNA for more information about your vision benefits.
Next (How It Works) >
Quality Eye Care Through Your HMO or POS plans
When you visit participating providers, your coverage includes a comprehensive vision and eye-health examination, and may also include coverage for glasses and/or contact lenses. You pay only the copayment for the vision examination and any amount over the stated allowances for materials, and do not have to submit a vision claim form. Find a VSP provider near you.
Please check your plan details or log in to myCIGNA.com for more information about your vision benefits.
Next (Cost Example) >
Affordable Network Vision Care
Karen is a busy individual and works at various offices within her region. She prefers to monitor her vision regularly because she spends much time at work reading graphs and charts on her computer screen.
With her CIGNA Network HMO Vision Plan she enjoys the flexibility of the CIGNA Managed Care Rider that works with her HMO medical plan to offer more choices. Karen does not have time for claim forms or long-distance drives to find an eye doctor in-network. With Network Vision, she doesn't have to worry about filing forms. It fits her busy schedule perfectly.
Next (Employer Advantages) >
Employer Advantages
Add a network vision plan to your employees' CIGNA HealthCare HMO or POS medical plan. Employees and their covered dependents will have access to quality eye care through the Vision Service Plan (VSP) network in most markets..
All CIGNA vision plans offer benefits for you including:
- Single source benefit administrative solutions
- One vendor feed for eligibility
- One account management team
- Integrated focus on entire benefit package versus a stand-alone
Next (Find a Vision Provider) >
Find a Vision Provider
If you live in ME, NH, VT, MA, RI, OK, NV or Waco, Tyler or El Paso, Texas, you can find a vision provider by searching for an Optometrist under "Specialists" in the CIGNA Provider Directory. We do not use the VSP network in these areas.
For members in all other areas, use the VSP Provider Directory.
Next (FAQ) >
FAQ
My vision seems fine so I never pay attention to my eye care plan. How important is it?
Many eye diseases and disorders have no symptoms or early warning signs so a comprehensive vision and eye examination is an important element in the evaluation of a patient's overall health. The health of the eyes, blood vessels, nerves, and other tissues often reflect the health of other parts of the body.
What health risks can I face if I don't have regular eye exams?
Health problems are not always symptomatic. An eye examination can detect refractive errors, amblyopia (lazy eye) in children, diabetes, glaucoma, macular degeneration, cataracts, tumors, hypertension, strokes, high cholesterol and other diseases.
My children are very young. Should I worry about their vision care right now?
Yes. Vision disorders are the leading cause of handicapping conditions in our children. Treatment before age five is critical. Early recognition of visual disorders will result in more effective treatment.
I work at a computer most of the day. Can this really harm my vision?
The average employee spends as much as six hours a day in front of a computer. Studies indicate that visual symptoms occur in 50-90 percent of computer users and are their most frequent health complaint. This could be a result of improper eyewear, lens prescription or both. Some symptoms include eyestrain, headaches, blurred vision, dry eyes, neck and/or backache, light sensitivity and double vision.
My parents have perfect vision. Do I need regular exams if I'm feeling fine?
Anyone can suffer from vision problems at any time. Vision care is not just for diabetics and those over 60.
- People with high blood pressure or high cholesterol
- The medically obese
- Smokers
- Children and adolescents (and, by association, their parents)
- Computer users
- Outside laborers
- Factory workers
- Adults in all stages of life, and especially over age 40
Next (Features & Benefits) >
